The Fall 2018 Portal is currently open and accepting requests to waive student health insurance.

For all MA location students health insurance coverage is a requirement.  You will be billed in advance for health insurance if you are a Graduate student taking 6 or more credits, an Undergraduate student taking 9 or more credits, or an International Student marked for SEVIS regardless of enrolled credits.   

You cannot terminate coverage if you have been denied a waiver and charged for the annual plan (coverage period September 2018, to August 2019) or spring plan (coverage period January 2019, to August 2019).  This waiver period is for NEW or returning students ONLY.

If you have a qualified insurance plan that meets the State’s minimum requirements, you are afforded the opportunity to waive out of the Student Health plan.  To request to waive the Student Health Insurance Plan for the Fall 2018 policy (coverage period September 1 , 2018 to August 31, 2019) you must submit your request online.  Paper requests or copies of health cards are not accepted by any College personnel and submission of the waiver request to any party other than Gallagher Koster is not accepted and will not be honored.

To waive out the Fall Term Health Insurance: Please Log on to: https://www.gallagherstudent.com/students/student-home.php?idField=1155

  1. Click on ‘Student Waive/Enroll’
  2. Create a user account (If new) or Log in (if you are a returning user)
  3. Select the ‘I want to Enroll’ button or the ‘I want to Waive’. If requesting to waive the insurance, you’ll need information found on your current health insurance ID card. Upon completing your online form you will be asked to review the information provided and click ‘submit’ to complete the process. Immediately upon submitting your Online Form you will receive a reference number to verify form receipt.
  4. Waiver request forms will be submitted for review and verification; results of this verification will be e-mailed to the e-mail address provided during the waiver process.

If a verified & accepted waiver form for the fall term is not submitted by the deadline-October 12th , 2018, you will remain enrolled in the Student Health Insurance Plan for the remainder of the policy year.

Questions? For more information about Cambridge College Student Health Insurance Plan, including what's covered, how to access benefits, insurance card, enrollment concerns, waiving coverage, finding participating providers, please visit https://www.gallagherstudent.com/students/student-home.php?idField=1155.  There you can view personal and dependent coverage information, download a plan brochure, learn more about discounts and wellness services available to you, contact customer service with specific questions about your coverage, or engage in a live chat with a Gallagher Student representative.

PLEASE NOTE: Not all plans are considered comparable, such as out-of-state Medicaid plans, regional HMOs and the following MassHealth plans – Health Safety Net, MassHealth Limited and Children’s Medical Security. Your current plan must provide full coverage in Massachusetts (emergency services only does not qualify).

Attention International Students: You cannot waive coverage unless you are currently enrolled in a fully compliant Affordable Care Act insurance plan through a U.S.-based insurance company and claims administrator.

For additional information on comparable coverage in the State of MA, please visit http://www.mass.gov/courts/docs/lawlib/900-999cmr/956cmr5.pdf

The Deadline to waive the Fall health insurance is September 12th, 2018.  If you do not waive the health insurance by this date, you are responsible for the charge. TIP:  In order to avoid the late payment fee, have an approved waiver on file prior to the payment due date for the summer term.  THERE IS NO GRACE PERIOD OR PETITION TO WAIVE IN THE SUMMER MONTHS.